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STEVEN J. LAUWERS
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Steve Lauwers is a shareholder of the firm, and a member of the firm's executive committee.  He heads the firm's Financial Institutions Practice Group and advises clients on a wide range of insurance, corporate and banking/trust company matters.

Steve focuses his practice on corporate, financing, risk transfer and regulatory matters involving insurance companies, banks, trust companies and other financial institutions, healthcare organizations and government contractors.   He is a nationally recognized expert on insurance law, and he represents a number of clients before the Insurance Department on a range of matters, including mergers and/or acquisitions, insurance company formation, reinsurance, licensing, market conduct, rehabilitation and liquidation, and rate and form approvals.  Steve also represents a number of clients before the Banking Department on a similar range of matters.   

Steve's recent experience includes:

  • Representing the Insurance Department in the rehabilitation of an insurance company.
  • Representing the organizers of several New Hampshire trust companies.
  • Counselling a mutual property/casualty insurance company with respect to negotiating and implementing a complex reorganization of its reinsurance and contractual relationships with an affiliated public company stock insurer.
  • Analyzing and contesting retaliatory tax matters.
  • Representing lenders before the Banking Department.
  • Advising a major mutual insurance company as it converted to a stock company.

Prior to joining the firm in 2000, Steve was the Assistant Insurance Commissioner for the State of New Hampshire.  In this role he acted as the General Counsel for the Department and was involved in a wide range of regulatory and transactional matters.  Prior to his government service, Steve was Vice President & Counsel in the Law Department of Aetna Life & Casualty in Hartford, Connecticut where he headed both the Property/Casualty Law and Life/Annuity Law Sections of Aetna's Law Department.

Professional Activities
  • Member, Federation of Regulatory Counsel
  • Member, NH Advisory Group on Health Insurance
  • Former Director, New England Legal Foundation
  • Former Director, Executive Risk, Inc. (NYSE-listed insurer)
Community Commitments
  • Chairman, Concord Regional Visiting Nurse Association
  • Director, Capital Region Healthcare
  • President, Bow Rotary Club and Bow Rotary Foundation
Noteworthy
  • Assistant Insurance Commissioner, New Hampshire Department of Insurance
  • Author, Chapter 8, "Insurance Requirements and Indemnification", (Health Plans Contracting Handbook 6th Edition, American Health Lawyers Association), 2011
  • Author, "Comparison of Federal MLR Standards with Current MLR Standards in Maine, Massachusetts, New Hampshire, and Vermont", (FORC Journal), Winter 2010
  • Author, "New Hampshire Extra-Territorial and Expanded Application of Group Health Mandates" (FORC Journal), Spring 2008
  • Faculty, "Health Care Law Update 2005", (N.H. Bar Association CLE), October 14, 2005
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